Open your TapAPI wallet with your cell number in a few minutes. It runs in your phone’s browser: no app to install, no monthly fee, and it is free to hold.

Customers, family and employers pay into your wallet. Ask for money with a payment request sent by WhatsApp or as a link.
Sending to another TapAPI wallet costs nothing. Send to a cell number and they claim it into a new wallet.
Tap your wristband or Magic tag at any TapAPI shop and type your PIN. Tap to pay.
Buy them and vouchers straight from your wallet, and get cashback on airtime, data and electricity.
A Tip Me badge or wristband lets anyone tip you from their phone. Tip Me.
When you want money in the bank: R2.88 by PayShap or R5.18 by RTC EFT, once your ID is verified.
Hand cash to any TapAPI shop and they load it in a minute, or load from your bank or with a voucher. The fee is always shown in rand before you pay.
A load is R20 to R1 000, or up to R5 000 for a verified wallet. Scan the barcode on your SA Smart ID in the wallet, free, for the highest limits.
Every payment needs your PIN, and nobody may ever ask you for it. Lose your wristband or your phone and your money stays in your wallet. TapAPI is a closed-loop prepaid wallet, not a bank: money loaded is moved daily into float accounts held under a third-party payment provider (TPPP) licence. How funds are protected.
No. TapAPI is a closed-loop prepaid wallet, not a bank account. Money loaded is moved daily into float accounts held under a third-party payment provider (TPPP) licence.
Nothing to open or to hold, and no monthly fee. Paying with a tap and sending to another TapAPI wallet are free. Loading money and sending to a bank have fees, shown in rand before you confirm.
A cell number. Add your SA Smart ID whenever you want higher limits, in the wallet or at any TapAPI shop.
You manage the wallet in any phone’s browser. To pay you need no phone at all: a wristband, Magic tag or your SA Smart ID does it.
Yes. Send it to their cell number. They get an SMS and claim the money into a new wallet of their own.
Use Send to bank in your wallet once your ID is verified: R2.88 by PayShap or R5.18 by RTC EFT, R50 to R1 000 at a time.