Pay. Get paid. Tip. Enter. Live. Belong.
Built for everyday South Africa.

Shops, spaza stores, market traders, schools, events and organisations.
Car guards, waiters, artists, freelancers and anyone receiving personal payments.
Get a TapAPI wristband to receive tips, gifts and donations. Top it up with cash or link it to your TapAPI wallet whenever you're ready.
Get tipped · Receive gifts · Accept donations · Get paid instantly · Spend at any TapAPI shop · Link your wallet
Choose one:
Get your wristband at any TapAPI vendor and register it with your national ID — full wallet, higher limits, extra features.
Find a vendor near me
Get a wristband at any TapAPI vendor, load it with cash and start tapping. No ID needed. Upgrade anytime.
Find a vendor near me
Make your free wallet right now with your Smart ID. Your ID card does the tapping at the shop.
Scan my ID
Whether you're paying, getting paid, travelling, or attending an event, TapAPI connects everyday moments with one simple tap.
No monthly fees.
Pay at local shops.
Spaza stores.
Coffee shops.
Markets.
No cash. No bank cards.
Car guards.
Petrol attendants.
Waiters.
Street performers.
One tap.
Scholar transport.
Pick routes.
Transport payment.
Scholar safety.
Link school tuck shop.
Festivals. Sport. Concerts.
One tap. Every event.
Entry. Payments. Merch. Rewards.
Anywhere money changes hands — including the places cards never reached.
Every car guard already carries a TapAPI wallet in their pocket: their Smart ID. And the patron with no cash? Their phone can become a SpeedPoint in a few minutes — then they tap the guard's ID and the tip lands instantly. No coins, no "next time", no ATM detour.
They wear a TapAPI tag? You need no app at all.
1️⃣ Tap the tag with your own phone
2️⃣ A payment page opens — pay by card
3️⃣ Done. The money lands on the tag.
They only have their ID card? An ID card is silent — a normal phone cannot read it. For that you need the free SpeedPoint app:
1️⃣ Open the app, type R20
2️⃣ They tap their Smart ID on your phone
3️⃣ Done — the balance shows on screen. No PIN needed to receive.
They spend it at any TapAPI shop — tap + PIN.
Personal SpeedPoints load money by EFT and are checked like every shop — that keeps tips safe.
Bread, airtime, kotas, the hawker at the taxi rank — scan the ID you already carry, even for R5.
Exact fare, no change wars. Scan on the way in, PIN, done.
Load a learner's ID on Monday — lunch money that can't be lost, dropped, or taken.
Car guards, petrol attendants, salons, waiters — anyone with a Smart ID can receive, instantly.
Your ID becomes your wallet the day the shops around you can accept it. So tell them. Nominate your spaza, salon, taxi, or tuck shop below — we'll contact them, sign them up free, and supply the reader. The areas with the most nominations go live first.
Put in the shop's name and yours; we'll write the message and attach their sign-up link:
The link tells us they came from you — invited shops get priority activation.