Your customers tap their TapAPI wristband or Magic tag on your phone, or you scan the barcode on their SA Smart ID, and they type their PIN. The money is in your shop wallet the moment they pay. No card machine to rent. No monthly fee.
R95 once to open your shop. R25.25 for each day a till is used; a day with no taps costs nothing. Nothing on the tap itself, for you or for your customer. Every fee, in rand.
One wallet does it all: the same TapAPI wallet your customers use becomes your till.
Shops are paid by tap, so your Android phone must be able to read a tap (NFC). The check takes about 30 seconds and saves nothing. No tapping phone? A Windows PC can be the till.
Open your wallet with your cell number, then verify your ID in it: scan your SA Smart ID, or photograph your green ID book or driver's licence for us to check. You must be 18 or older, and the wallet must be your own.
Give your shop name and what you sell, accept the Shop Terms, and pay R95 once from your wallet with your PIN. You can take payments straight away.
The till runs in Chrome on your Android phone, with NFC switched on. Nothing to rent, nothing to fit.
A tap of a wristband or Magic tag, or a scan of the customer's SA Smart ID, then their PIN. Every sale is listed on your till.
A customer hands you cash and you put it into their wallet from yours. Your counter becomes their top-up point.
Straight from your wallet. You earn R2 on every R100 you sell.
Open wallets for customers, link their SA Smart IDs and sell them wristbands. Upgrade someone to a shop or agent and you earn R25.
Wristbands at R51, Tip Me badges at R23 and Magic tags at R26 through your till, delivered to your nearest PAXI point. They sell at R75, R35 and R49.99.
Send invoices, see every payment, and pay your staff with payroll on your computer.
Give each cashier a phone of their own as a till, at R25.25 for a day it is used. Or run the till on your Windows counter PC with a once-off R499 kit: tag reader, PIN keypad, USB splitter and software key.
Your takings stay in your shop wallet until you move them. Spend them on the network, pay a supplier who is on TapAPI, or send them to the bank.
Send your takings to your own bank account from Send to bank in your wallet: R2.88 by PayShap or R5.18 by RTC EFT, R50 to R1 000 at a time.
Your ID must be verified first.
Add your CIPC number in your shop setup. Your takings are then paid to the company's own business bank account in a daily settlement, recorded against the company and not against your ID number. We check the registration, and a bank confirmation letter in the company's name, first.
Company settlement starts on a date we announce in your till. Until then, use Send to bank.
Wherever money changes hands and there is an Android phone that can tap, there can be a TapAPI shop.
Short answers. The full rules are in the Shop Terms and the footer.
No. TapAPI is a closed-loop prepaid wallet, not a bank account. Money loaded is moved daily into float accounts held under a third-party payment provider (TPPP) licence. TapAPI records who paid whom.
Anyone 18 or older, on their own wallet with their ID checked, and with an Android phone that can tap (or a Windows PC with the R499 till kit). A shop sells its own real goods and services. The Shop Terms list the businesses a shop may not run and the rules for taking payments.
No. Your takings can be spent inside the network: at other TapAPI shops, on airtime, data, electricity and vouchers, or with your family and suppliers. You only need a bank account when you want to send money to the bank.
They don't need one. A wristband or Magic tag is their wallet, or you scan the barcode on their SA Smart ID, and they type their PIN on your phone. No airtime or data is needed on their side. A customer without a wallet? Open one for them on your phone, or sell them a wristband.
Your money is kept on TapAPI's servers, not on the phone, and every payment needs a PIN, so a lost phone is not a lost wallet. Sign in on your new phone with your cell number and PIN. Stuck? Write to help@tapapi.co.za.
No cut of any sale: a R50 payment is R50 to you. Opening your shop costs R95 once, and each till costs R25.25 for a day it is used; a day with no taps costs nothing. Sending money to your bank costs R2.88 by PayShap or R5.18 by RTC EFT. Loading money into your own wallet carries a top-up fee, always shown before you pay. Full schedule: tapapi.co.za/fees.
Card payments and online payments (a payment link, or a Pay button on your own website) are only for shops we approve, under the Shop Terms. They start on a date we announce in the till.
Yes. Only what's needed for the transaction lands on your device — the customer's first name and the amount. Their photo, ID number, address and other personal details never appear on your phone. TapAPI (Pty) Ltd's Information Officer is registered with the Information Regulator under POPIA. Contact io@tapapi.co.za for any privacy request.
Any time. Ask us through Get help in your wallet. Your wallet stays and your money stays yours. A day with no taps costs nothing, so a quiet shop costs you nothing while you decide.
No machine on the dashboard. No rental. No cut of the fare.
A passenger taps their wristband or Magic tag on your phone, or you scan their SA Smart ID, and they type their PIN. The fare is in your wallet before they step out. No cut of the fare. No rental and no monthly fee: R95 once to open, and R25.25 for a day your till is used.
Open your shop and you are taking fares today. Nothing to fit, nothing shipped.
Passengers without a wallet? Open one for them on your phone in about two minutes, and sell them a wristband: you buy it at R51 through your till, they pay R75. Every passenger you sign up can pay you tomorrow.
You need an Android phone that can tap (NFC). The check takes about 30 seconds.