Small business

Run your small business from your phone

Take payments, send invoices, pay your staff and see every sale, on the phone you already own. You pay only for the days you use the till, and TapAPI takes no cut of any sale.

A shop owner takes a tap payment on her phone at the counter
Your business tools

Payments, invoices and wages in one wallet

Take payments

A tap of a wristband or Magic tag, or a scan of the customer’s SA Smart ID, then their PIN. The money is in your shop wallet at once. Tap to pay.

Send invoices

Send a customer an invoice with your trading name, and your registration number if you are a registered company.

Pay your staff

Upload a spreadsheet on your computer and pay each worker into their own TapAPI wallet, approved on your phone. Payroll.

Every sale on record

Every payment is listed on your till with its time and amount.

Ask to be paid

Send a payment request by WhatsApp or as a link.

Sell airtime and electricity

Sell airtime, data, electricity and vouchers from your wallet and earn R2 on every R100.

Pay as you use

What it costs, and how the money gets out

What it costs

R95 once to open your shop. R25.25 for each day a till is used; a day with no taps costs nothing. No monthly fee, no card machine and no cut of any sale. Every fee.

Getting paid out

Send your takings to your bank from your wallet: R2.88 by PayShap or R5.18 by RTC EFT. A registered company is paid to its business account in a daily settlement, starting on a date announced in the till.

Your records

Payments you can account for

TapAPI is not accounting software: it handles the payments and keeps the record of them. Every sale, invoice and wage payment is on record, so you and your bookkeeper can see where the money went.

Questions

Common questions

Do I need a card machine?

No. Your Android phone is the till if it can tap (NFC). No tapping phone? A Windows PC can be the till with a once-off R499 kit.

Is there a monthly fee?

No. Opening your shop is R95 once, and each till costs R25.25 for a day it is used. A day with no taps costs nothing.

How do I pay my staff?

Open Payroll on your computer, link it to your phone with a code, upload the spreadsheet, and approve the payments on your phone. Each worker is paid into their own TapAPI wallet.

Is TapAPI accounting software?

No. TapAPI handles the payments and keeps the record of them: sales, invoices and wages paid. Your books stay with your bookkeeper or accounting app.

Who can open a shop?

Anyone 18 or older, on their own wallet with their ID checked. The Shop Terms list the businesses a shop may not run. How to open a shop.