Tap to pay

Tap to pay with a wristband, a tag or your SA Smart ID

TapAPI is tap to pay for everyday South Africa. Your wristband or Magic tag is your card: tap it on the shop’s phone, type your PIN, and you have paid. No bank card, no airtime and no phone of your own needed.

A fan taps his TapAPI wristband on a vendor’s phone at a stadium stall
How it works

Tap, PIN, paid

Every payment takes a tap and your PIN. The money moves the moment you pay.

Load your wallet

Put money in with cash at any TapAPI shop, or from your bank. The fee is shown in rand before you pay.

Tap at the till

Tap your wristband or Magic tag on the shop’s phone, or let the shop scan the barcode on your SA Smart ID.

Type your PIN

Your PIN approves the payment. The tap itself is free, for you and for the shop.

What you can tap

Three ways to pay with a tap

TapAPI wristband

Waterproof, no battery, protected by your PIN. R75 once. About the wristband.

Magic tag

A sticker tag for the back of your phone cover. Tap it to pay. R49.99.

Your SA Smart ID

Verify your SA Smart ID once, free, in your wallet or at any TapAPI shop. After that the shop scans the barcode and you type your PIN. It works when your phone is flat.

For shops

Accept tap payments on your own phone

Spazas, stalls, salons, taxis and tuck shops take TapAPI payments on the Android phone they already own.

What you need

An Android phone that can tap (NFC), a wallet with your ID checked, and the Shop Terms. No tapping phone? A Windows counter PC can be the till with a once-off R499 kit.

What it costs

Pay as you use: R95 once to open your shop and R25.25 for each day a till is used; a day with no taps costs nothing. No card machine to rent and no cut of any sale. Open a TapAPI shop.

Questions

Common questions

Is tapping to pay free?

Yes. Nothing is charged on the tap itself, not to the person paying and not to the shop. Loading your wallet and sending money to a bank have fees, shown in rand before you confirm. Every fee.

Do I need a smartphone or data to pay?

No. Your wristband, Magic tag or SA Smart ID does the paying, on the shop’s phone. You only type your PIN.

What if someone takes my wristband?

Every payment needs your PIN, so the wristband alone cannot pay. A lost wristband can be blocked and your money stays in your wallet.

Can I tap my bank card at a TapAPI till?

TapAPI tills take TapAPI wristbands, Magic tags and verified SA Smart IDs. Card payments are only for shops TapAPI approves, under the Shop Terms.

Where can I tap to pay?

At any TapAPI shop: spazas, stalls, taxis, salons, tuck shops and events. Find a shop near you, or nominate the shops you use on the home page.